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Financial Watchdog

Mexican Economic Report
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Information on every topic for living on Lake Chapala
www.focusonmexico.com
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Information for the following
is courtesy of the GUADALAJARA REPORTER, a weekly
English-language newspaper covering national, regional and local news.
Please visit their online newspaper at:
www.guadalajarareporter.com
Toll Road Costs In Pesos
(Sorry for the Inconvenience - we are updating this webpage)
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Driving
From Guadalajara To:- |
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Guanajuato |
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Manzanillo |
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Leon |
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Morelia |
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San Juan de
Los Lagos |
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Mexico
City |
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Lagos de
Moreno |
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Tepic |
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Puerto Vallarta |
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Tapalpa |
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Driving
Tips
When driving you will do well to consider the idea that what we might consider
as traffic rules or laws are seen more as "suggestions". Remember to drive
defensively, but never so carefully that you are the cause of accidents.
Traffic
Lights
Always
look both ways before you move after your light turns red to green, because
you'll often get someone speeding to get through the light after they should.
When traffic lights are about to turn red, the green will blink several times
(not all signals do this), the yellow will flash for a second, then the light
turns immediately to red. When you see the green start to blink, prepare to
stop but always watch in your rear view mirror for the person behind you who
may want to race through the light. Step on your brakes several times,
flashing them, to warn the driver you are stopping. This is a good rule in
heavy traffic also.
.
Circles (Glorietas)
The cars within the circle have the right of way.
Turning
and Laterals
Some roads have express lanes and lateral roads (the side or "frontage" roads
like on Lopez Mateos in Guadalajara). Usually turns must be made from the
lateral left and right. If you see a traffic light with five lights (two
reds, one yellow, one green and one arrow), it usually means it is a left turn
corner. Only turn left when the green arrow on the bottom or right is lit up.
The regular green light alone does not signify that you can turn left at these
corners. Watch for the 'No Turns' or other international driving signs. A
right turn on a red light after stopping is permitted in Jalisco.
Gasoline/Diesel Fuel
Gasoline Stations.
Prices in pesos as of July, 2006
Prices are the same all across Mexico. Many are open 24/7.
You have one option, the state run gas company, Pemex. You can get unleaded,
"Magna Sin" gas, or "Premium" unleaded gas. To fill the car, tell them "lleno"
(yeno) or the peso amount you want. A receipt is a "nota". Giving the
attendant two or three pesos is often good idea.
|
Pemex Station, Ajijic |
766-0633 |
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Pemex Station, Ajijic Chapala Libramiento |
766-3393 |
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Pemex Station, Chapala |
765-2454 |
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Magna Sin |
Premium |
Diesel L
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Stopped by the police
If you have Mexican documents, give the police those as opposed to ones from
your own country. Police will return Mexican documents, but the ones from your
own country may not be until you pay the traffic ticket. Some police look for
a mordida or a payment to "take care of your fine" when you are
stopped. This is attributed to the low salaries and a difference in attitudes.
If you receive a ticket and pay your fine in the first 5 working days, there
is a 50% discount.
Who enforces the traffic laws?
Federal Preventive Police (PFP) have jurisdiction over all toll roads and
other federal highways, including the stretch running between the outskirts of
Chapala and the Periferico at the Guadalajara city limits. PFP officers may be
recognized by their black and white patrol cars and khaki uniforms.
SVT officers take over the enforcement of traffic laws once a vehicle crosses
into the city limits. They also patrol state highways, such as the Chapala-Jocotepec
Carretera. State Transito officials don blue and white uniforms. They direct
street traffic on foot and patrol thoroughfares in white cars and pick-up
trucks marked with the SVT emblem or aboard motorcycles.
Chapala Municipal Police have no authority to enforce traffic regulations.
Motorists can contribute to the national campaign to stamp out official
corruption by accepting traffic tickets rather than perpetuating the long
ingrained custom of negotiating on-the-spot gratuities (mordidas) with
traffic officers.
The fines applied to drivers and vehicle owners sanctioned for violations of
the Jalisco Traffic Code are formulated in multiples of the current minimum
daily wage rate. A 50 percent discount is applied if the fine is paid within
five working days after a traffic ticket is issued. Payments made within 14
working days qualify for a 25 percent discount.
Regardless of where the violation occurred within the State of Jalisco,
motorists residing or visiting in the lakeside area may pay traffic fines at
the State Tax Office in Chapala located at Calle Juarez 575D, between Calle
Degollado and Lopez Cotilla. Hours are 9 a.m. to 2 p.m., Monday through
Friday.
In the Guadalajara metro area, fines may be paid at any Secretaria de Finanzas
oficina recaudadora, as well as at many banks.
If an SVT Traffic Officer has unfairly treated you may call 01-333-819-3400,
Extension 17074.
You will need the badge number, time and date as well as the traffic ticket
number.
Fines For Traffic Violations
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A sampling of current fines (in pesos) for common violations of the
Jalisco traffic code as of July 2006
If a ticket is issued to you may see how many days are written down
instead of a monetary value, such as 3. The minimum salary in the area is
$42 pesos per day, multiplied by 3 works out to $120 pesos.
A 50% discount is applied if the fine is paid within 5 working days after
a traffic ticket is issued.
Payments made within 14 working days qualify for a 25% percent discount. |
|
Violation |
Fine In Pesos |
Violation |
Fine In
Pesos |
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Expired vehicle registration |
$42 |
Driving in reverse for more than 10 meters |
$42 |
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Failing to present driver’s license |
42 |
Excessive polluting |
126 |
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Driving without a valid license |
42 |
Running a red light or stop sign |
320 |
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Missing bumper/mirror/wipers |
42 |
Illegal U turn |
42 |
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No seat belt |
40 |
Illegal Left turn |
42 |
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Cracked/broken windshield |
42 |
Speeding (0-10 km over limit) |
336 |
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Defective headlight or taillight |
84 |
Driving wrong way on one-way street |
420 |
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No headlights and taillights |
42 |
Illegal passing on two-way street |
420 |
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No vehicle insurance |
42 |
Driving while intoxicated |
$2,100 |
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Passenger/pet/object obstructing driver |
126 |
Making an illegal turn |
320 |
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Illegal parking |
64 up |
Having only one license plate |
42 |
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Parking in front of a private garage
(Plus $300 if towed.) |
126 |
Swearing at transit officials |
126 |
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Lending vehicle to unlicensed driver |
126 |
Parking in zone reserved for handicapped
(Plus $300 if towed.) |
126 |
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Driving or parking on sidewalk |
$126 |
Always
wear your seat belt. |
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Driving with expired foreign plates (yes a traffic ticket can legally
be issued under Article 167, paragraph III of the Ley de los Servicios de
Vialidad-Jalisco Traffic Law). If the traffic ticket goes unpaid it is
unlikely any action any action would be taken, as there is no record of
foreign plated vehicles in the SVT data bank. |
$480 |
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New Traffic Violations
|
Fine In Pesos |
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Throwing
garbage out of a car window or depositing any kind of object that
obstructs the driving of other vehicles. |
$44 |
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Transporting a child under 3 years of age in the passenger seat or in the
back seat without a car seat. |
$88 |
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Driving
or talking on a cell phone without a hands free set. |
$132 |
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Blocking
the passage of emergency vehicles with their sirens turned on, or
following too close to bypass traffic. |
$440 |
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Parking
in restricted zones that are marked with a yellow line, even if there is
no accompanying sign. |
$132 |
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Traffic
Accidents
Mexican law is based on Napoleonic code instead of Anglo Saxon code as in
Canada and the U.S. This means you are guilty until proven innocent.
Because of this, if there is an accident involving injury, all those
involved can be taken into custody. This has led to the practice that many
people will leave the scene of an accident. The rationale is that if you
are guilty until proven innocent, a lawyer may be able to give you a
better chance of avoiding jail.
Also,
many people feel it is better to take the injured people to your choice of
hospital since there are concerns about the quality of the 'Green Cross'
hospitals used by the police. We aren't recommending any option to you.
Talk to your insurance company, friends, and others and be prepared to
make your choices or understand what happens at the scene.
Applying for a Driving License
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New
Foreign residents seeking new licenses to drive a private vehicle are
subject to an examination on Jalisco traffic laws and will have to
present the following original documents with corresponding photo
copy. The applicant has to be able to state his/her blood type. |
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Current Passport |
FM-3
or FM-3 |
Proof
Of Domicile (Utility Bill) |
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Renewals
The
same documents plus your previous driving license and fee payment is
required for renewals. The applicant has to be able to state his/her
blood type. |
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Permit fees are payable at the Secretaria de Finanzas Recaudadora
office, located in Chapala next door to Santander Serfin bank. The
$280 pesos fee for a new licence need not be paid until you pass the
driving test. The fee for renewals is $220 pesos and should be paid in
advance. |
Foreigners may apply for new licenses on the last working day of each
month. It takes approximately two hours to issue licenses to first-time
applicants, including a briefing in English on traffic regulations, a
written test, and document processing. Persons applying for renewals
should expect about a one-hour wait. Applicants presenting complete
documentation are attended to on a first come, first serve basis.
Special service to English-speaking residents is offered. The Commandant
at the following SVT office is Lorenzo Rodriguez Zamora.
For complete details
please visit or call the SVT office, Avenida Hidalgo #92 in Riberas del
Pilar, or call (376) 766-4747, Monday through Friday, 9 a.m. to 3 p.m. The
Commandant’s cell: - 01-331-193-4367.
Jalisco Drivers' written exam can be found online
Anyone
applying for a new driver's license in Jalisco must take the written test
prepared by the state Transportation Secretariat (SVT). It's in,
Spanish, but SVT staff will translate it for foreigners if they need the
help. You can down load the entire test with answers at
http://svt.jalisco.gob.mx/pdf/bateria.pdf.
We've
translated six of the 108 potential questions, just to see how many you
get right.
Answers are also listed below.
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1. What is the
maximum speed limit in urbanized areas where there is no indication or
sign? |
A) 40 kph, B) 50
kph or C) 60 kph |
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2. Under what
conditions can you park in places reserved for the handicapped?
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A) If you are
handicapped or one of your passengers is handicapped and your vehicle
has the appropriate sticker.
B) If it's the only parking spot available in the parking lot.
C) If you only have to run an errand and will be, no more than ten
minutes. |
|
3. How often
should you look at your rear view and side view mirrors? |
A) Everyone to two
minutes.
B) Every two to five seconds.
C) Every 30 to 40 seconds. |
|
4. When driving,
how many seconds should you be behind the vehicle in front of you? |
A) One second.
B) Three seconds.
C) Five seconds. |
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5. If you become
tired while driving, you should: - |
A) Drink two cups
of coffee with a minimum of four teaspoons of sugar.
B) Lower your
speed and window in order get fresh, cool air circulating through the
vehicle.
C) Stop for at
least 20 minutes to rest and get some light exercise before
continuing. |
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6) What is the
maximum distance you are allowed to drive in reverse? |
A) 10 meters
B) 25 meters
C) 50 meters |
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Answers: - 1)
B. 2) A. 3) B. 4) B. 5) C. 6) A. |
Banks accept drivers' licenses as proof of ID
Banks in Jalisco now accept drivers' licenses issued by Jalisco's
Department of Motor vehicles (SVT) as valid ID. The Jalisco Banking Center
said the SVT has made intense efforts to reduce the possibility of
falsifying the new licenses, which were introduced in August 2001.
Jalisco joins the Estado de Mexico and Querétaro as the only Mexican
states with these high security licenses.
Avoiding traffic violations
The following tips to help local motorists avoid run ins with
Transito officers. The most common traffic violations committed in the
Chapala area include illegal parking, running red lights, driving the
wrong way on one way streets, and exceeding the speed limit.
No
parking zones are defined by yellow lines painted on curbs and signs
showing an "E" enclosed in a red circle with a diagonal left to right
slash. Parking is also prohibited within a six-meter (18 feet) zone from
any street corner.
The
maximum speed limit along open stretches of the Chapala Jocotepec highway
is 60 kilometers per hour. The limit drops to 30 kilometers per hour in
populated areas and ten kilometers per hour in designated school zones.
Conflict points
There
are several specific points of conflict. In Chapala traffic accidents
most often occur along Avenida Hidalgo between the Hotel Montecarlo and
the Avenida Madero intersection. Careless drivers making prohibited
maneuvers such as U-turns or passing slow moving vehicles often cause
accidents.
Rear
end collisions are frequently provoked when motorists slow down to drive
over speed bumps or stop suddenly on the highway to make left turns. It is
recommends that, whenever possible, drivers should pull over to the right
shoulder and wait for traffic to clear before crossing the road to enter
subdivisions or the San Antonio shopping area.
Motorists are also advised to exercise caution at the Carretera junction
with the Ajijic-Chapala librarniento (by-pass). Traffic officers regularly
monitor that spot to pull over drivers who zip through a red light or fail
to wait for a green arrow before making a left turn.
Another common traffic violation is driving the wrong way on access roads
running parallel to the highway. On the south side of the highway vehicles
may circulate west to east only. The reverse is true on the opposite north
side.
Left hand turns from the highway into the La Floresta residential zone are
prohibited. Drivers should turn right, go around the traffic circle and
then cautiously cross the highway.
Plasticized color photocopies of driver’s permits or other official
documents are considered forgeries. Trying to pass one off as the real
thing constitutes a federal crime in Mexico. |
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Importing & Driving Foreign Plated Vehicles
The
following information is courtesy of Lic. Adriana Perez Flores, Attorney
at Law, Ajijic Legal & Immigration Services, Carreterra. Ote. # 58-G,
Ajijic. (Across from Telmex.) Tel/Fax (376) 766-4777.
info@ajijiclaw.com
This subject is always
full of speculation and rumors. The most common rumors are whether or not
you must go to the Mexico/US border to re-register your vehicle once you
obtain an FM-2 or FM-3.
The answer is no.
Foreigners are allowed to enter Mexico with a
vehicle, which is not Mexican plated (e.g. Canadian or US), as long as you
have the following: Mexican Vehicle Insurance; FM-T, FM-2, FM-3; Vehicle
registration in your name, and a credit card or cash to cover a bond for
the vehicle. The Mexican government will charge your credit card for $30,
or you have to put up the cash for a percentage of what the car is worth,
and the type of car it is.
The government will then provide you with a
temporary importation permit, and a sticker for the windshield. Remember
to turn this registration and sticker into customs when leaving Mexico
with your vehicle.
According to customs, you are not allowed to have more than one foreign
plated car registered in Mexico. You may have heard that some people do,
but normally customs does not allow it. Also, it is illegal to sell your
foreign plated vehicle in Mexico. The only legal way to do this is to
legalize it in Mexico (e.g. get Mexican plates for it), which is extremely
difficult. If you do sell your vehicle here you will be fined next time
you enter Mexico with another vehicle. Also, if the vehicle you've sold
here is in an accident 2 years down the road, and the person you sold it
to walks away; you can be held liable for that accident.
If your car is stolen while you're here, and
reported to the police, and to your insurance company, and even if you
have gotten a return from your insurance company, you may still be fined
once you return to Mexico with another vehicle. We recommend you do not
mention the stolen vehicle when entering Mexico with a replacement
vehicle. If they do notice, you will have to pay the fine if you want to
bring the new vehicle in. You can petition the government later for the
fine and get your money back, but you will have to put the money up to
begin with.
You are now asking why I would have to pay this
fine. Well, it's actually quite simple. In the past couple of years the
Mexican government has found out that a number of imported vehicles had
actually been reported stolen in the States. People were driving their
cars down, and went back to the states, reported them stolen, claimed the
insurance, and drove them down here and never brought them Stateside
again.
Also
foreigners who own and drive a foreign-plated vehicle in Mexico do not
have to have
current licence plate tags as long as their
FM-3 no-inmigrante or FM-2 inmigrante status is valid.
Reference: - Article
106 of the Mexican Customs Law.
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Importing A New Car Into Mexico as of January 2004
If you
bring a new vehicle into Mexico
here are some tips on how to go about the task and avoid problems at the
border:
The car must not
have more than 1,000 kilometers on the odometer for it to be considered
new. The Vehicle Identification Number (VIN) must be from the current
year or the following year for the car to be considered new. The buyer
must purchase the car from the manufacturer or a licensed distributor.
Make sure the VIN on
all the documents matches the plaque that's placed near the windshield of most vehicles.
All vehicles must
meet the Official Mexican Norm (NOM) and Federal Environmental
Protection Bureau (Profepa) standards. If you are bringing down a
vehicle for personal use, the car must have an Environmental Protection
Agency (EPA) seal placed under the hood and on the inside of the doors.
The VIN number digit that tells the cars origin must be" 1" for the United
States and "2" for Canada.
The
importer must also present the certificate of origin that the
manufacturer can provide.
The importer must
pay the Value Added Tax (IVA) equal to 15 percent of the vehicle's total
value at the moment of importation. The importer must also pay the tax
on new vehicles (ISAN) equal to ten percent of the vehicle's value, as
well as the annual car owner's tax (tenencia) equal to 2.5 percent of
the vehicle's value, refrendo and Mexican license plates.
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FAQs
for drivers of Canadian or US plated vehicles
Can an
FM2 inmigrante drive a Canadian or US plated vehicle in Mexico?
Yes.
FM2 inmigrante rentistas and FM3 no-inmigrantes can drive
their vehicles in Mexico as long as their visas are valid, even though
they may only have been given six-month permits at the border. Remember:
Carry a copy of your visa in your car at all times. It is also
recommended that motorists carry a copy of the Mexican Customs Law (Ley
Aduanera) Article 106, section IV, paragraph a, with them in the car, in
case an official is unaware of all the laws.
Can
anyone apart from the legal owner of the foreign plated vehicle drive it
in Mexico?
Spouses, brothers, sisters, children and grandparents who have the same
immigration status as the owner of the vehicle are allowed to drive
without the owners being in the vehicle. But the owner must be in the car
if a Mexican citizen is driving the vehicle (spouses accepted). This is
all explained in Mexican Customs law Article 106.
When the
owner of a Canadian or US plated car becomes an FM2 inmigrado does
he or she have to get rid of the vehicle?
Under
the letter of the law, an inmigrado is obliged to take the vehicle
out of the country. The law does not allow inmigrados to keep and
drive Canadian or US plated vehicles in Mexico.
Can the
vehicle be sold legally in Mexico if it is not worth taking it to the US
or Canada?
Officially, foreign plated vehicles cannot be bought or sold in Mexico.
Would it
be legal for an inmigrado to drive a US or Canadian plated vehicle
if that
person cannot afford to buy an equivalent Mexican car?
No.
Can the
driver simply change the plates to Mexican plates?
A
recent program that permits the "Mexicanization" of foreign-plated cars
and pick-up trucks more than ten years old has expired. At that time
foreigners paid between $ 2,000 and $ 4,500 pesos. It is possible to get
Mexican plates for a car of any age by paying the applicable import duties
for the vehicle. However, the costs are very high and most people say it
is not worth the expense.
Who can impound and seize foreign plated vehicles?
The only authority
allowed to do this is Aduana (Customs) and Administrracion Local
de Auditoria Fiscal Federal. No other authority including the Traffic
Police, City Police, the Federal Police, or the Military can impound or
seize foreign plated vehicles.
What
papers should foreigners carry in their vehicles?
Aduana
(Customs) advises you have only photocopies of your migratory status, the
vehicle importation permit and title and insurance papers.
Never leave originals
copies in the vehicle!
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WHY
INSURERS MOST TIMES WON'T PAY YOU THE FULL VALUE OF YOUR VEHICLE
Before
signing a car insurance policy; make sure you read all the conditions and
fine print, advises Arturo Robles Grey, Jalisco delegate for CONDUSEF.
Part of his role is to educate the public on their obligations and rights
as users of financial services.
"Many
times these conditions say that (in the event of a write off) the company
will pay only commercial value of the vehicle," he says. " This is a big
let down for some people. They think they are going to get the full value
of the vehicle and will be able to go out and buy the same car as the one
they owned. But most insurance policies base the value of the vehicle on
the Blue Book (Libro Azul) price. This guide establishes the value of the
vehicle as that which a used car dealer would pay you. This can be up to
15 percent less than the final market asking price."
Robles
Grey continues, "There are policies that allow you to stipulate that you
want to be paid the full value of the vehicle, and those that agree to pay
110 percent of the value of the billed purchase price, although the
premium will probably be slightly more expensive. And remember, when you
purchase an insurance policy, by law you have a 15 day grace period to be
able to ask the company to make a change on the policy." |
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